January always feels like a clean slate. New planner. New goals. New promises to ourselves that this  will be the year we get our lives together. We make resolutions about going to the gym, saving more money, drinking more water, finally organizing that one closet we pretend doesn’t exist. And somewhere on the mental to-do list—usually pushed way down at the bottom—is estate planning. Not because it isn’t important. But because it feels heavy. Awkward. A little scary. And hon

Debt doesn’t just live on paper — it follows your family into some of the hardest moments of their lives. When someone passes away, grief is already overwhelming. Add in phone calls from creditors, legal delays, and unexpected financial decisions, and suddenly the mourning process becomes even heavier. Understanding how debt affects your loved ones isn’t meant to scare you — it’s meant to empower you. With the right planning, you can make sure your family is protected, suppor

Thanksgiving has a way of reminding us who our real  family is. Sometimes it’s the relatives we grew up with… but just as often, it’s the people sitting around the Friendsgiving table — the ones who bring a dish, stay to clean up, check on you when you’re stressed, and make you feel seen. As gatherings become more inclusive and friendships become lifelines, the idea of “family” has shifted. For millennials, Gen Z, LGBTQ+ individuals, single adults, transplants living states a

For many families, the business isn’t just a source of income — it’s part of the family’s identity. Maybe it’s the bakery your parents opened 40 years ago, the small construction company that’s helped build your community, or the dental practice you’ve grown from the ground up. Whatever your story, your business represents years of work, sacrifice, and pride. That’s why estate planning for a family business looks a little different. It’s not just about dividing assets — it’s